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How Should You Deal With A Traffic Accident Abroad?

You’ll most likely to rent a car when traveling abroad so you can easily get around the foreign country. Unfortunately, as with driving in your country, traffic accidents can also happen abroad. There are plenty of reasons why you could get yourself in an accident abroad such as different traffic laws and road customs, faulty vehicle, and distracted driving.
This is why it important that you know how to avoid traffic accidents abroad and how to deal with them. Here’s what you need to do after getting involved in a traffic accident abroad.

At the Scene of the Accident
The first thing you want to when you got involved in a traffic accident abroad is to call the local police and secure a copy of the police report. You may also want to do the following to help you later on:
  • Make a detailed note about the traffic accident.
  • Take some pictures of the accident especially the number plates of the vehicles involved in the crash and their current positions.
  • Exchange information with other drivers involved in the accident such as contact details, insurance details, etc.
  • Talk to witnesses, if there are any, and record their own accounts of the accident.
  • Avoid admitting fault or apologizing for the accident even if you’re the one who’s apparently at fault.
Contact Your Insurance Provider Immediately

Once you’ve done everything you could do at the scene of the accident, the next thing you have to do is to contact your insurance provider immediately. What happens next will now depend whether the car you were driving was rented and the type of insurance coverage that you have.
  1. If you were driving your own car
Be sure to inform your insurance provider immediately about the traffic accident, even if you don’t file a claim. Most insurance companies have a deadline for reporting traffic accidents, and if you are unable to inform your insurer within the time limit, you may not be covered by your insurance.
  • When informing your insurer about the accident, be sure to give them as much information as you can as it will help you get covered.
  • Before traveling, be sure to contact your insurer to check if your insurance policy will also cover you from abroad.
  • If you don’t check your insurance coverage, you may find that you don’t have the same coverage as in your country, or worse, you are not even covered at all. This could seriously affect your finances, especially if you got involved in a traffic accident abroad because you’ll be paying for the damages from your own pocket.
  1. If you were driving a rental car
When driving a rental car, it’s important that you notify the rental company immediately and the local police.
  • Reporting the accident to the rental company can help you get your car rental insurance. Just be sure not to admit liability for the accident if you don’t want your insurance claim to be denied.
  • The same as with contacting your insurance provider, be sure to provide as much information about the accident to the car rental company.
If you get yourself involved in a traffic accident abroad, you’ll need the help of an experienced car accident attorney, especially if you want to make a personal injury claim. Since not all countries have the same traffic and car accident laws, the process can be very complicated and overwhelming for anyone. Be sure to seek legal advice to help you deal with the traffic accident you were involved in abroad.

Matthew Connor wants to show his readership that any topic can be understood given enough diligence, and any topic can be entertaining given enough flair. As a contributor for Egenberg, APLC. Matthew strives to make his every day a journey to make sure his pieces aren’t just creatively written, but entertaining and informative as well.
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